Remove Your FHA Mortgage Insurance – Save Money Now!
Qualify for true zero-cost refinance and eliminate your mortgage insurance
What Our Clients Are Saying
Smooth and Easy! ⭐⭐⭐⭐⭐
“GoClearPacific made removing my FHA Mortgage Insurance so easy! They handled everything and saved me a ton of stress. Highly recommend them!”
— Mark T.
Saving Big! ⭐⭐⭐⭐⭐
“Thanks to GoClearPacific, I’m saving hundreds every month. They were efficient, professional, and got the job done fast. Wish I’d called sooner!”
— Lisa R.
Great Service ⭐⭐⭐⭐⭐
“GoClearPacific took care of the confusing paperwork and removed my FHA Mortgage Insurance without hassle. Now I save more every month. Highly recommend!”
— Sarah M.
Why Remove FHA Mortgage Insurance?
If you have an FHA loan, you’re likely paying monthly mortgage insurance premiums (MIP), and they’re probably taking a bigger chunk of your budget than you’d like. Removing FHA Mortgage Insurance can significantly reduce your monthly payments and save you thousands over the life of your loan. Here’s why it’s worth considering:
* Save thousands in mortgage insurance premiums.
* Lower your monthly mortgage payment.
* Take advantage of today’s low interest rates.
* True Zero-Cost Refinance options available.
Are you Eligible?
Eligibility Criteria for Removing FHA Mortgage Insurance in California
Loan-to-Value (LTV): Must be 78% or lower.
Minimum Duration: At least 5 years of payments for loans over 15 years.
On-Time Payments: No late payments in the last year.
Property Value: Significant appreciation can help meet LTV sooner.
Refinance Option: Switch to a conventional loan if you meet requirements.
Got Questions?
For loans over 15 years, you must pay for at least 5 years, and until your loan-to-value (LTV) ratio reaches 78%. Some loans require insurance for the entire term.
Yes, you can remove it once you meet certain conditions, like reaching an LTV of 78% and having made timely payments for at least 5 years. Refinancing to a conventional loan is also an option.
You can reach 78% LTV faster by paying extra on your principal or if your home’s value appreciates significantly. A new appraisal can help confirm your property value.
Removing FHA Mortgage Insurance can save you hundreds of dollars each month, adding up to thousands over the life of your loan.
Our True Zero-Cost Process
* We evaluate your eligibility and current mortgage terms.
* We guide you through the refinance process at no upfront cost.
* Enjoy zero lender fees with our True Zero-Cost Refinance.
3 Key Steps to Remove FHA Mortgage Insurance
Contact a Specialist: Reach out to a mortgage expert and gather necessary documents.
Check Eligibility: Ensure your loan-to-value (LTV) ratio is 78% or lower, confirm 5 years of payments, and have no late payments in the past year.
Closing: Request removal from your lender, complete the paperwork, and start enjoying lower monthly payments.
Need More Information?
Removing FHA Mortgage Insurance makes budgeting easier. Less complexity in your mortgage payments means fewer surprises each month and more financial predictability, making it easier to plan your expenses.
Make us a call
619-496-8015
Email address
info@goclearpacific.com